Add comprehensive recurring payments system with scheduling

- Add RecurringPayment model with flexible scheduling options
- Implement node-cron based scheduler for payment processing
- Create API endpoints for CRUD operations on recurring payments
- Add recurring payments management UI with create/edit forms
- Integrate scheduler initialization in hooks.server.ts
- Enhance payments/add form with progressive enhancement
- Add recurring payments button to main dashboard
- Improve server-side rendering for better performance

🤖 Generated with [Claude Code](https://claude.ai/code)

Co-Authored-By: Claude <noreply@anthropic.com>

src/routes/cospend/+page.server.ts

@@ -1,14 +1,38 @@
 import type { PageServerLoad } from './$types';
-import { redirect } from '@sveltejs/kit';
+import { redirect, error } from '@sveltejs/kit';
 
-export const load: PageServerLoad = async ({ locals }) => {
+export const load: PageServerLoad = async ({ locals, fetch }) => {
   const session = await locals.auth();
   
   if (!session) {
     throw redirect(302, '/login');
   }
 
-  return {
-    session
-  };
+  try {
+    // Fetch both balance and debt data server-side using existing APIs
+    const [balanceResponse, debtResponse] = await Promise.all([
+      fetch('/api/cospend/balance'),
+      fetch('/api/cospend/debts')
+    ]);
+    
+    if (!balanceResponse.ok) {
+      throw new Error('Failed to fetch balance');
+    }
+    
+    if (!debtResponse.ok) {
+      throw new Error('Failed to fetch debt data');
+    }
+
+    const balance = await balanceResponse.json();
+    const debtData = await debtResponse.json();
+
+    return {
+      session,
+      balance,
+      debtData
+    };
+  } catch (e) {
+    console.error('Error loading dashboard data:', e);
+    throw error(500, 'Failed to load dashboard data');
+  }
 };